Free mortgage calculators
Real rules, kept current, for North American buyers — the same engine that powers Jobaki's affordability checks. US qualification rules are being added with the same care as the Canadian ones.
Mortgage payment Canada & US
The monthly payment with real math for both countries — Canadian semi-annual or US monthly compounding, CMHC included for Canada.
Open → Affordability CanadaHow much home a household can qualify for, stress-tested the way Canadian lenders test it.
Open → Renewal CanadaYour renewal letter is an offer, not an order — see what shopping around is worth.
Open → Refinance & equity CanadaHow much equity the 80% rule lets you unlock, and the new payment.
Open → Land transfer tax CanadaEvery province, Toronto's double tax, and first-time buyer relief.
Open → Closing costs CanadaThe real cash needed on closing day, added up honestly.
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